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Facial recognition now mandatory for buying SIM and other services

The facial recognition is mandatory for all the authentication that requires Aadhaar. According to the Unique Identification authority of India, the facial recognition would be an extra feature in addition to the regular authentication process which includes verifying the identity of the person through the iris scan and fingerprints scan.

UIDAI has already issued the circulars regarding the same to the Authentication user agencies, Authentication service agencies and certified biometric providers. The UIDAI has made it very clear that failure to follow the process would come under the legal purview and be considered as illegal on the part of the authentication agencies. Such offences would be punishable with fine as well as imprisonment under Section 42 and 43 of Aadhar Act 2016.

The authorities are taking up such measures to create a extra layer of security which would make the whole Aadhar process fail proof. In the past people have faced the issues such as not being identified and verified under the Aadhar authentication process simply because their fingerprints were not clear after a certain age or maybe they were involved in various manual labor.

Services that require Aadhar authentication

Most popular services that require authentication are obtaining a new or duplicate SIM card, verification done by the Banks, Public distribution at ration shops, office attendance system at government institutions and so on.

Moreover, the person would have to go through the facial recognition can be done every time, the person uses the Aadhar authentication. As far as the SIM cards are concerned, for not it is just applicable for the new SIMs. However, starting September 15th, at least 10% authentication would be through facial recognition.

UIDAI also ensures that the normal changes in the face such as hairstyle, ageing or shaving would not impact the facial recognition which means it would be a standard and sophisticated process.

When would it be implemented?

According to the authorities, the facial recognition feature would be rolled out phased manner. It would initially be limited to the telecom companies only. After reaching the 10% of the capacity, the authorities would look out for any issues in the process and probable outcomes. Eventually, the service would be expanded beyond the telecom and used in other applications.

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What is e-Pan and how to apply for it?

e-Pan Card facility has been launched by the Income tax department for the ease of the citizens who want instant PAN card, simply by applying online. The card facility is free of cost and as of now Beta version has been rolled out.

Eligibility

For someone to get the ePan, it is mandatory to have an Aadhar Card. Also, those who have Pan card already cannot apply for the ePan facility. Further, it is not possible to get ePan for company or LLP or partnership firm. Only Indian residents can apply ePan except the minors and people who do not fall under section 160 of the Income Tax act. ePan is not meant for Hindu Undivided Families, firms, trusts, companies and so on.

Aadhar is mandatory because the ePan would be created based on the details of Aadhar. In case the Aadhar card is not correct, information on ePan will also be incorrect. In case, the details on the Aadhar are wrong, first the mistakes should be rectified by visiting UIDAI after which an individual should apply for ePAN.

Procedure to apply for ePAN

Step 1 – Login to the Income tax India e-filing website and click on ‘Apply Instant e-Pan.

ePan Home Page

ePan Home Page

Step 2 – Next page would talk about all the guidelines  for the application of an e-Pan. Once, you are through with the guidelines, click on ‘Next’

e-Pan details page

e-Pan details page

Step 3 – Feed all the details as per Aadhar card and after checking the acknowledgement number, click on submit.

e-Pan details Page

e-Pan details Page

Step 4 – After entering all the details, the procedure of ePan would be taken ahead. In order to complete the application, the applicant needs to sign in on a blank paper and scan it. Specifications for scanning are as mentioned:

  • Resolution should be 200 DPI
  • File type should be JPEG
  • Type should be color
  • Size should be maximum10 KB
  • Dimension should be 2cmx4.5 cm

Step 5 – After scanning the copy, the electronic application is complete. Upon completion, a 15 digit acknowledgement number is sent on the email ID or the registered mobile number mentioned in the application. After the allotment of e-Pan, alert would be sent through SMS or email.

Step 6 – In case you want to check the status of the ePan, click the option below apply for ePan

e-Pan Status page

e-Pan Status page

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Six ways to e-verify the Income tax return

After filing the ITR, it should be verified by the assessee and is not deemed valid unless it is verified by the concerned assessee. The authorities have made it possible to e-verify the return either physically or electronically.

Those who select the option of e-filing can do so either at the time of uploading or after uploading. When the return has been already uploaded, the taxpayer can verify the return by clicking ‘e-verify return’ option under the option “My account” after logging in the e-filing website.

e-verify ITR

e-verify ITR

There are six ways in which the returns can be verified electronically.

Through One-time Password – A one-time password is sent to the registered mobile number of the user and is valid of 72 hours. The OTP can be used by the taxpayer, given that Gross Income – deduction is less than or equal to Rs 5 lakh. Also, the refund/demand is less than or equal to 100.

Using Net banking – The return can also be verified using the net banking option. For this, the individual would need to log-in in the net-banking account and click on the tab related to income tax filing. The tax payer would then select the e-verify option. Once, you land on the income tax e-filing website, Click on My account to generate the OTP which would be valid for 72 hours.

Bank account-based validation system – As a pre-requisite one needs to pre-validate his bank account first. The option is available in the profile settings menu in the e-filing account. After the pre-validation, EVC can be generated. Also, the bank account that the tax-payer is using for the validation should be present in the list. As of now there are just 12 banks offering the facility of account-based validation.

Through Demat account number – Just like in the bank account validation system, one can also verify through the demat account number. In order to use the demat account number, it should be validated first just like the bank account. After selecting the depository and feed the mobile number and email ID. After the details are confirmed by the depository, you can validate. The tax-payer would be able to change the mobile number or e-mail ID only after the revalidation with the depository.

Bank ATM – Start with swiping the ATM on your bank ATM and then click on “Pin for e-filing”. You would receive the registered mobile number. Login to the e-filing portal and choose verification mode as “Already generated EVC through Bank ATM”. The taxpayer can submit the return and enter the EVC to verify the ITR.

Aadhar OTP – After logging in to the e-filing portal, the returns can be submitted, and the verification mode should be selected as “Aadhar OTP”. The OTP would be sent on the registered mobile number linked with the Aadhar. Enter the OTP when prompted and ITR would be verified.

For those who do not want to e-verify can verify the ITR by sending the hard copy of ITR-V to CPC, Bengaluru.

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What is Virtual ID and how to get one on UIDAI platform?

The Virtual ID is the temporary random number linked to the Aadhar number of an Individual. The number is revocable, and it is not possible to extract the information about Aadhaar through the Virtual ID. Just like Aadhar, Virtual ID can also be used for authentication in various cases. At present the authorities have made it possible to generate the VID through the UIDAI’s portal. UIDAI has instructed entities to start upgrading their system so that they can accept VID.

Where can VID be used

Just like Aadhaar, VID can also be used for different purposes. An Individual who possess Aadhar and has generated the Virtual ID can use it for the different purposes such as :-

  • Bank Account opening
  • Tatkal Passport
  • Government Subsidies
  • Insurance Policies
  • Digital signature

Above mentioned all the actions can be completed feeding the 16 digit VID number instead of revealing Aadhar.

How to generate virtual ID?

  • Go to the UIDAI homepage and access VID generator under the tab Aadhar services

Virtual ID Home Page

Virtual ID Home Page

  • Enter your Aadhar number, captcha and click on the ‘send OTP’ . The OTP would be sent to the Aadhar registered mobile number.

Virtual ID OTP page

Virtual ID OTP page

  • After entering the OTP, the next step would be to click on the option of generating VID or retrieve the one registered previously(if any). Click the submit button to get the VID on your registered mobile number.

Virtual ID generation Page

Virtual ID generation Page

 

UIDAI has mentioned that banks would have until August 31st to deploy the new feature. The authorities have taken the decision to launch the VID option in response to growing concerns and complaints regarding the personal data and demographic details.

As of now few agencies that have migrated to the newer system and deployed the software  (Auth API 2.5 and e-KYC API 2.5)  would be able to accept the Virtual ID. UIDAI has categories the agencies into two heads namely

  • Local – Telecom companies
  • Global – Banks

UIDAI has also mentioned that the telecom and e-sign companies that fail to deploy the VID system from July 1st 2018 would be charged Rs 0.20 for every transaction. In case, these companies are able to migrate the whole system by July 31st, the authentication charges imposed for the said period would be waived off.

User would be able to generate multiple VIDs and every time the new VID is generated, older one would get cancelled. The move would help the agencies to strengthen the process as well as limit the Aadhar number collection by various agencies.

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PF-Adhaar mismatch -How to Rectify details in EPFO Account

Provident Fund is the saving on which you rely after the retirement. However, many a times small glitches can make the process of applying for PF very complicated on the EPFO website. In such a case you will have to make sure that the details that you have given at the time of creating the PF account in the organization should match with that of Aadhar.

In case, for some reason the details are not matching, here are the simple steps that should be followed.

If you as an employee are willing to correct the details against the Universal Account Number(UAN), employee and the employer should give a joint request to the EPFO.

Pre-requisites to make the changes:-

·       Active UAN

·       Aadhar Number

Once the employer is convinced that the changes have to be made, you will have to send those changes to the employer on the Member Unified Portal. Upon receiving the request the details of Aadhar and the one given by the employee will be matched. Once done, the request would be sent to the employer who in turn will transfer the same to the EPFO.

Steps to Change the Details

Step1 Accesshttps://unifiedportalmem.epfindia.gov.in/memberinterface/ and login using the UAN and password

EPFO EPFO Detail Change Home Page

EPFO Detail Change Home Page

Step 2 –Click “Manage>Modify Basic Details”

EPFO Basic Details

EPFO Basic Details

Step 3 – Fill in the correct details as per Aadhaar (System will verify the details entered with UIDAI- Aadhaar Data)

EPFO Aadhar Details

EPFO Aadhar Details

Step 4 – Click the tab” Update Details” on the previous screen and the request would be submitted to the employer for approval thereof. If the employee wants to withdraw the request, he can do so by pressing “Delete Request”

EPFO Final Page

EPFO Final Page

Process to be followed by the employer

Step 1: Login to the Employer Interface of United Portal

Step 2: Employer can see the change requests submitted by employees by clicking on “Member>Details Change Request”

Step 3: Once the request is approved, employer would be able to track the status of request

Step 4: Once the Employer has approved the request, it would display in the login of Dealing Hand of the concerned EPFO office, in the Field office Interface of Unified Portal.

Step 5: Dealing Hand would login and track the online change request by clicking “Member>Details Change Request”.

Step 6: Verification is taken by Dealing hand after which the recommendation is submitted to the Section Supervisor.

Step 7: RPFC can Approve/ Reject the cases

 

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How to link PAN with Aadhaar ?

How to link PAN with Aadhaar ?

The Income Tax Department has made it easy for taxpayers to link their PAN with Aadhaar.

It was reported that taxpayers were finding it difficult as their names did not match in both systems (Eg. Names with initials in one and expanded initials in another). Responding to such grievances,the Dept has come out with a simple solution now.

Just go to www.incometaxindiaefiling.gov.in and click on the link on the left pane -> Link Aadhaar. Provide PAN, Aadhaar no. and ENTER NAME EXACTLY AS GIVEN IN AADHAAR CARD (avoid spelling mistakes) and submit. After verification from UIDAI, the linking will be confirmed.

Link pan with Aadhar

Link pan with Aadhar

In case of any minor mismatch in Aadhaar name provided by you when compared to the actual data in Aadhaar, One Time Password (Aadhaar OTP) will be sent to the mobile registered with Aadhaar which has to be provided. Please ensure that the date of birth and gender in PAN and Aadhaar are exactly same. There is no need to login or be registered on E-filing website. This facility can be used by anyone to link their Aadhaar with PAN.

In a rare case where Aadhaar name is completely different from name in PAN, then the linking will fail and taxpayer will be prompted to change the name in either Aadhaar or in PAN database.

To update your PAN details please contact NSDL https://www.onlineservices.nsdl.com/paam/endUserRegisterContact.html or To update your Aadhaar card details please contact UIDAI at https://ssup.uidai.gov.in/web/guest/update

This facility is also available after login. Go to Profile settings and choose Aadhaar linking. The details as per PAN are pre-populated. Enter Aadhaar no. and ENTER NAME EXACTLY AS GIVEN IN AADHAAR CARD (avoid spelling mistakes) and submit.

Please use the simplified process to complete the linking of Aadhaar with PAN asap. This will be useful for E-Verification of Income Tax returns using Aadhaar OTP.

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