Here is how to withdraw 75% corpus from EPFO account?

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Under the new rule Employee Provident Fund Organization has given green signal to the employees to withdraw 75% of the fund corpus, one month after the unemployment. The 75% of the total amount in the EPFO account can be withdrawn as advance according to the authorities.

Why the decision?

An individual is eligible for the pension on his EPFO account if the account is active for 10 years. However, after losing the job, the common trend is to close the account after two months and in that case an Individual loses the provision of pension. To make sure that the account remains active even after the person is out of job, 75% of the corpus can be withdrawn.



There is a set procedure allowing an individual to draw the corpus. Here are the steps.

Step 1- Login to the UAN member portal with your UAN credentials

Step 2 – Click online services on the top menu bar and select ‘Claim (Form-31, 19 & 10C)’ from the drop-down menu.

Step 3 – The following page will have Member details, KYC details and service details. Click the tab ‘Proceed for online claim’.

Step 4 – Once, you are redirected to the claim section, there would be more details such as PAN number, UAN, mobile number and so on. You need to select the type of claim-withdraw PF only or withdraw pension only.

Step 5 – You would need to fill the claim and upon the completion, the OTP would be sent to the registered mobile number. The OTP should be entered in the form to initiate the claim. Once the claim form is submitted, an intimation through the message would be sent on the registered mobile number. After the claim is processed, the amount would be transferred to the bank account.

There would be two claim forms when an individual must

fill the form.

  • Only PF withdrawal form 19
  • Only Pension withdrawal form – 10 C

Checking balance

If you are just looking to check the balance of EPFO before deciding on withdrawing the fund, then there are three ways in which you can do it.

Through an SMS

An SMS should be sent to 7738299899 with message EPFOHO UAN ENG. ENG implies that preferred language is English. The other languages are – Hindi, Gujrati, Punjabi, Marathi, Kannada, Tamil, Bengali, Malyalam, Telugu.

Through missed call

  • Give missed call on registered mobile number 011-22901406
  • You will receive an SMS providing the PF details

Through EPFO app

  • Download the app and click on ‘Member’ and then on ‘Balance/Passbook.
  • Enter the registered mobile number and UAN
  • On entering the details, the system would match the details and when matched, the EPF details can be viewed.


About Author

An MBA in finance, I like to cover the wide range of topics related to Taxation, SEBI, Finance and anything that is Public Helpful. The motive is always to make it simpler for the taxpayers understand the system better and take informed decisions.

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