Bharathi Axa’s Ajeevan Sampatti plan will provide Guaranteed annual payouts of 5.5% of the Sum Assured value will be paid every year from the end of the 10th policy year until you reach the age of 100 years if the policy is in force.
A plan that offers a dual benefit of guaranteed payouts and protection until you turn 100
Once some one see the plan may also riase the question as why dont I put the same money in Fixed deposit and get returns…. but the logic will be wrong if they believe the FD.
At one point of time Corpus will become nil under FD but Ajeevan sampatti will give guaranteed income for your loved one till the age of 100 years.
The details is given below with illustration. If some one is interested in this plan email us info@knowinfonow.com
Product Name | Aajeevan Sampathi | ||||||||||||||
Premium | 93,812/- | ||||||||||||||
Sum Assured | 10,00,000/- | ||||||||||||||
Years | Age | Premium | NG | Garrantee | IRR | Years | Age | Premium | Intrest | Tax | FV aft TAX & Income withdrawn | 6.5 withdrawn | 5.5 withdrawn | IRR | |
1 | 35 | 93812 | 0 | 0 | -93812 | 1 | 35 | 93812 | 7974 | 2631 | 99155 | 0 | 0 | -93812 | |
2 | 36 | 92411 | 0 | 0 | -92411 | 2 | 36 | 92411 | 16283 | 5373 | 202475 | 0 | 0 | -92411 | |
3 | 37 | 92411 | 0 | 0 | -92411 | 3 | 37 | 92411 | 25065 | 8272 | 311680 | 0 | 0 | -92411 | |
4 | 38 | 92411 | 0 | 0 | -92411 | 4 | 38 | 92411 | 34348 | 11335 | 427104 | 0 | 0 | -92411 | |
5 | 39 | 92411 | 0 | 0 | -92411 | 5 | 39 | 92411 | 44159 | 14572 | 549101 | 0 | 0 | -92411 | |
6 | 40 | 92411 | 65000 | 0 | -27411 | 6 | 40 | 92411 | 54529 | 17994 | 613047 | 65000 | 0 | -27411 | |
7 | 41 | 92411 | 65000 | 0 | -27411 | 7 | 41 | 92411 | 59964 | 19788 | 680633 | 65000 | 0 | -27411 | |
8 | 42 | 92411 | 65000 | 0 | -27411 | 8 | 42 | 92411 | 65709 | 21684 | 752069 | 65000 | 0 | -27411 | |
9 | 43 | 92411 | 65000 | 0 | -27411 | 9 | 43 | 92411 | 71781 | 23688 | 827573 | 65000 | 0 | -27411 | |
10 | 44 | 92411 | 65000 | 55000 | 27589 | 10 | 44 | 92411 | 78199 | 25806 | 852377 | 65000 | 55000 | 27589 | |
11 | 45 | 92411 | 65000 | 55000 | 27589 | 11 | 45 | 92411 | 80307 | 26501 | 878594 | 65000 | 55000 | 27589 | |
12 | 46 | 92411 | 65000 | 55000 | 27589 | 12 | 46 | 92411 | 82535 | 27237 | 906304 | 65000 | 55000 | 27589 | |
13 | 47 | 92411 | 65000 | 55000 | 27589 | 13 | 47 | 92411 | 84891 | 28014 | 935592 | 65000 | 55000 | 27589 | |
14 | 48 | 92411 | 65000 | 55000 | 27589 | 14 | 48 | 92411 | 87380 | 28835 | 966547 | 65000 | 55000 | 27589 | |
15 | 49 | 92411 | 65000 | 55000 | 27589 | 15 | 49 | 92411 | 90011 | 29704 | 999266 | 65000 | 55000 | 27589 | |
16 | 50 | 0 | 65000 | 55000 | 120000 | 16 | 50 | 0 | 84938 | 28029 | 936174 | 65000 | 55000 | 120000 | |
17 | 51 | 0 | 65000 | 55000 | 120000 | 17 | 51 | 0 | 79575 | 26260 | 869489 | 65000 | 55000 | 120000 | |
18 | 52 | 0 | 65000 | 55000 | 120000 | 18 | 52 | 0 | 73907 | 24389 | 799007 | 65000 | 55000 | 120000 | |
19 | 53 | 0 | 65000 | 55000 | 120000 | 19 | 53 | 0 | 67916 | 22412 | 724510 | 65000 | 55000 | 120000 | |
20 | 54 | 0 | 65000 | 55000 | 120000 | 20 | 54 | 0 | 61583 | 20323 | 645771 | 65000 | 55000 | 120000 | |
21 | 55 | 0 | 65000 | 55000 | 120000 | 21 | 55 | 0 | 54891 | 18114 | 562548 | 65000 | 55000 | 120000 | |
22 | 56 | 0 | 65000 | 55000 | 120000 | 22 | 56 | 0 | 47817 | 15779 | 474585 | 65000 | 55000 | 120000 | |
23 | 57 | 0 | 65000 | 55000 | 120000 | 23 | 57 | 0 | 40340 | 13312 | 381613 | 65000 | 55000 | 120000 | |
24 | 58 | 0 | 65000 | 55000 | 120000 | 24 | 58 | 0 | 32437 | 10704 | 283345 | 65000 | 55000 | 120000 | |
25 | 59 | 0 | 65000 | 55000 | 120000 | 25 | 59 | 0 | 24084 | 7948 | 179482 | 65000 | 55000 | 120000 | |
26 | 60 | 0 | 65000 | 55000 | 120000 | 26 | 60 | 0 | 15256 | 5034 | 69703 | 65000 | 55000 | 120000 | |
27 | 61 | 0 | 65000 | 55000 | 120000 | 27 | 61 | 0 | 6273 | 2070 | -46093 | 65000 | 55000 | 120000 | |
28 | 62 | 0 | 65000 | 55000 | 120000 | 28 | 62 | 0 | CORPUS WILL HAVE NO FUND TO PAY AFTER 26th Year. WHERE AS AAJEEVAN SAMPATHI WILL PAY FOR 65 YEARS AND PAY BACK THE SA OF 10Lakhs ALSO | 0 | 0 | 6.54% | |||
29 | 63 | 0 | 65000 | 55000 | 120000 | 29 | 63 | 0 | 0 | 0 | |||||
30 | 64 | 0 | 65000 | 55000 | 120000 | 30 | 64 | 0 | 0 | 0 | |||||
31 | 65 | 0 | 65000 | 55000 | 120000 | 31 | 65 | 0 | 0 | 0 | |||||
32 | 66 | 0 | 65000 | 55000 | 120000 | 32 | 66 | 0 | 0 | 0 | |||||
33 | 67 | 0 | 65000 | 55000 | 120000 | 33 | 67 | 0 | 0 | 0 | |||||
34 | 68 | 0 | 65000 | 55000 | 120000 | 34 | 68 | 0 | 0 | 0 | |||||
35 | 69 | 0 | 65000 | 55000 | 120000 | 35 | 69 | 0 | 0 | 0 | |||||
36 | 70 | 0 | 65000 | 55000 | 120000 | 36 | 70 | 0 | 0 | 0 | |||||
37 | 71 | 0 | 65000 | 55000 | 120000 | 37 | 71 | 0 | 0 | 0 | |||||
38 | 72 | 0 | 65000 | 55000 | 120000 | 38 | 72 | 0 | 0 | 0 | |||||
39 | 73 | 0 | 65000 | 55000 | 120000 | 39 | 73 | 0 | 0 | 0 | |||||
40 | 74 | 0 | 65000 | 55000 | 120000 | 40 | 74 | 0 | 0 | 0 | |||||
41 | 75 | 0 | 65000 | 55000 | 120000 | 41 | 75 | 0 | 0 | 0 | |||||
42 | 76 | 0 | 65000 | 55000 | 120000 | 42 | 76 | 0 | 0 | 0 | |||||
43 | 77 | 0 | 65000 | 55000 | 120000 | 43 | 77 | 0 | 0 | 0 | |||||
44 | 78 | 0 | 65000 | 55000 | 120000 | 44 | 78 | 0 | 0 | 0 | |||||
45 | 79 | 0 | 65000 | 55000 | 120000 | 45 | 79 | 0 | 0 | 0 | |||||
46 | 80 | 0 | 65000 | 55000 | 120000 | 46 | 80 | 0 | 0 | 0 | |||||
47 | 81 | 0 | 65000 | 55000 | 120000 | 47 | 81 | 0 | 0 | 0 | |||||
48 | 82 | 0 | 65000 | 55000 | 120000 | 48 | 82 | 0 | 0 | 0 | |||||
49 | 83 | 0 | 65000 | 55000 | 120000 | 49 | 83 | 0 | 0 | 0 | |||||
50 | 84 | 0 | 65000 | 55000 | 120000 | 50 | 84 | 0 | 0 | 0 | |||||
51 | 85 | 0 | 65000 | 55000 | 120000 | 51 | 85 | 0 | 0 | 0 | |||||
52 | 86 | 0 | 65000 | 55000 | 120000 | 52 | 86 | 0 | 0 | 0 | |||||
53 | 87 | 0 | 65000 | 55000 | 120000 | 53 | 87 | 0 | 0 | 0 | |||||
54 | 88 | 0 | 65000 | 55000 | 120000 | 54 | 88 | 0 | 0 | 0 | |||||
55 | 89 | 0 | 65000 | 55000 | 120000 | 55 | 89 | 0 | 0 | 0 | |||||
56 | 90 | 0 | 65000 | 55000 | 120000 | 56 | 90 | 0 | 0 | 0 | |||||
57 | 91 | 0 | 65000 | 55000 | 120000 | 57 | 91 | 0 | 0 | 0 | |||||
58 | 92 | 0 | 65000 | 55000 | 120000 | 58 | 92 | 0 | 0 | 0 | |||||
59 | 93 | 0 | 65000 | 55000 | 120000 | 59 | 93 | 0 | 0 | 0 | |||||
60 | 94 | 0 | 65000 | 55000 | 120000 | 60 | 94 | 0 | 0 | 0 | |||||
61 | 95 | 0 | 65000 | 55000 | 120000 | 61 | 95 | 0 | 0 | 0 | |||||
62 | 96 | 0 | 65000 | 55000 | 120000 | 62 | 96 | 0 | 0 | 0 | |||||
63 | 97 | 0 | 65000 | 55000 | 120000 | 63 | 97 | 0 | 0 | 0 | |||||
64 | 98 | 0 | 65000 | 55000 | 120000 | 64 | 98 | 0 | 0 | 0 | |||||
65 | 99 | 0 | 65000 | 55000 | 120000 | 65 | 99 | 0 | 0 | 0 | |||||
66 | 100 | 0 | 65000 | 1055000 | 1120000 | 66 | 100 | 0 | 0 | 0 | |||||
Total benefits | 3965000 | 4135000 | 9.04% | Total benefits | 1430000 | 990000 |