Fixed deposit vs Aajeevan Sampathi to secure the life of your child

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Bharathi Axa’s Ajeevan Sampatti plan will provide Guaranteed annual payouts of 5.5% of the Sum Assured value will be paid every year from the end of the 10th policy year until you reach the age of 100 years if the policy is in force.
A plan that offers a dual benefit of guaranteed payouts and protection until you turn 100
Once some one see the plan may also riase the question as why dont I put the same money in Fixed deposit and get returns…. but the logic will be wrong if they believe the FD.
At one point of time Corpus will become nil under FD but Ajeevan sampatti will give guaranteed income for your loved one till the age of 100 years.
The details is given below with illustration. If some one is interested in this plan email us  info@knowinfonow.com
Product NameAajeevan Sampathi
Premium93,812/-
Sum Assured10,00,000/-
YearsAgePremiumNGGarranteeIRRYearsAgePremiumIntrestTaxFV aft TAX & Income withdrawn6.5 withdrawn5.5 withdrawnIRR
1359381200-9381213593812797426319915500-93812
2369241100-924112369241116283537320247500-92411
3379241100-924113379241125065827231168000-92411
4389241100-9241143892411343481133542710400-92411
5399241100-9241153992411441591457254910100-92411
64092411650000-27411640924115452917994613047650000-27411
74192411650000-27411741924115996419788680633650000-27411
84292411650000-27411842924116570921684752069650000-27411
94392411650000-27411943924117178123688827573650000-27411
1044924116500055000275891044924117819925806852377650005500027589
1145924116500055000275891145924118030726501878594650005500027589
1246924116500055000275891246924118253527237906304650005500027589
1347924116500055000275891347924118489128014935592650005500027589
1448924116500055000275891448924118738028835966547650005500027589
1549924116500055000275891549924119001129704999266650005500027589
1650065000550001200001650084938280299361746500055000120000
1751065000550001200001751079575262608694896500055000120000
1852065000550001200001852073907243897990076500055000120000
1953065000550001200001953067916224127245106500055000120000
2054065000550001200002054061583203236457716500055000120000
2155065000550001200002155054891181145625486500055000120000
2256065000550001200002256047817157794745856500055000120000
2357065000550001200002357040340133123816136500055000120000
2458065000550001200002458032437107042833456500055000120000
255906500055000120000255902408479481794826500055000120000
26600650005500012000026600152565034697036500055000120000
2761065000550001200002761062732070-460936500055000120000
28620650005500012000028620CORPUS WILL HAVE NO FUND TO PAY AFTER 26th Year. WHERE AS AAJEEVAN SAMPATHI WILL PAY FOR 65 YEARS AND PAY BACK THE SA OF 10Lakhs ALSO006.54%
2963065000550001200002963000
3064065000550001200003064000
3165065000550001200003165000
3266065000550001200003266000
3367065000550001200003367000
3468065000550001200003468000
3569065000550001200003569000
3670065000550001200003670000
3771065000550001200003771000
3872065000550001200003872000
3973065000550001200003973000
4074065000550001200004074000
4175065000550001200004175000
4276065000550001200004276000
4377065000550001200004377000
4478065000550001200004478000
4579065000550001200004579000
4680065000550001200004680000
4781065000550001200004781000
4882065000550001200004882000
4983065000550001200004983000
5084065000550001200005084000
5185065000550001200005185000
5286065000550001200005286000
5387065000550001200005387000
5488065000550001200005488000
5589065000550001200005589000
5690065000550001200005690000
5791065000550001200005791000
5892065000550001200005892000
5993065000550001200005993000
6094065000550001200006094000
6195065000550001200006195000
6296065000550001200006296000
6397065000550001200006397000
6498065000550001200006498000
6599065000550001200006599000
661000650001055000112000066100000
Total benefits396500041350009.04%Total benefits1430000990000
 
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