Fixed deposit vs Aajeevan Sampathi to secure the life of your child -

Bharathi Axa’s Ajeevan Sampatti plan will provide Guaranteed annual payouts of 5.5% of the Sum Assured value will be paid every year from the end of the 10th policy year until you reach the age of 100 years if the policy is in force.

A plan that offers a dual benefit of guaranteed payouts and protection until you turn 100

Once some one see the plan may also riase the question as why dont I put the same money in Fixed deposit and get returns…. but the logic will be wrong if they believe the FD.

At one point of time Corpus will become nil under FD but Ajeevan sampatti will give guaranteed income for your loved one till the age of 100 years.

The details is given below with illustration. If some one is interested in this plan email us info@knowinfonow.com

	Product Name		Aajeevan Sampathi
	Premium		93,812/-
	Sum Assured		10,00,000/-
Years	Age	Premium	NG	Garrantee	IRR	Years	Age	Premium	Intrest	Tax	FV aft TAX & Income withdrawn	6.5 withdrawn	5.5 withdrawn	IRR
1	35	93812	0	0	-93812	1	35	93812	7974	2631	99155	0	0	-93812
2	36	92411	0	0	-92411	2	36	92411	16283	5373	202475	0	0	-92411
3	37	92411	0	0	-92411	3	37	92411	25065	8272	311680	0	0	-92411
4	38	92411	0	0	-92411	4	38	92411	34348	11335	427104	0	0	-92411
5	39	92411	0	0	-92411	5	39	92411	44159	14572	549101	0	0	-92411
6	40	92411	65000	0	-27411	6	40	92411	54529	17994	613047	65000	0	-27411
7	41	92411	65000	0	-27411	7	41	92411	59964	19788	680633	65000	0	-27411
8	42	92411	65000	0	-27411	8	42	92411	65709	21684	752069	65000	0	-27411
9	43	92411	65000	0	-27411	9	43	92411	71781	23688	827573	65000	0	-27411
10	44	92411	65000	55000	27589	10	44	92411	78199	25806	852377	65000	55000	27589
11	45	92411	65000	55000	27589	11	45	92411	80307	26501	878594	65000	55000	27589
12	46	92411	65000	55000	27589	12	46	92411	82535	27237	906304	65000	55000	27589
13	47	92411	65000	55000	27589	13	47	92411	84891	28014	935592	65000	55000	27589
14	48	92411	65000	55000	27589	14	48	92411	87380	28835	966547	65000	55000	27589
15	49	92411	65000	55000	27589	15	49	92411	90011	29704	999266	65000	55000	27589
16	50	0	65000	55000	120000	16	50	0	84938	28029	936174	65000	55000	120000
17	51	0	65000	55000	120000	17	51	0	79575	26260	869489	65000	55000	120000
18	52	0	65000	55000	120000	18	52	0	73907	24389	799007	65000	55000	120000
19	53	0	65000	55000	120000	19	53	0	67916	22412	724510	65000	55000	120000
20	54	0	65000	55000	120000	20	54	0	61583	20323	645771	65000	55000	120000
21	55	0	65000	55000	120000	21	55	0	54891	18114	562548	65000	55000	120000
22	56	0	65000	55000	120000	22	56	0	47817	15779	474585	65000	55000	120000
23	57	0	65000	55000	120000	23	57	0	40340	13312	381613	65000	55000	120000
24	58	0	65000	55000	120000	24	58	0	32437	10704	283345	65000	55000	120000
25	59	0	65000	55000	120000	25	59	0	24084	7948	179482	65000	55000	120000
26	60	0	65000	55000	120000	26	60	0	15256	5034	69703	65000	55000	120000
27	61	0	65000	55000	120000	27	61	0	6273	2070	-46093	65000	55000	120000
28	62	0	65000	55000	120000	28	62	0	CORPUS WILL HAVE NO FUND TO PAY AFTER 26th Year. WHERE AS AAJEEVAN SAMPATHI WILL PAY FOR 65 YEARS AND PAY BACK THE SA OF 10Lakhs ALSO			0	0	6.54%
29	63	0	65000	55000	120000	29	63	0				0	0
30	64	0	65000	55000	120000	30	64	0				0	0
31	65	0	65000	55000	120000	31	65	0				0	0
32	66	0	65000	55000	120000	32	66	0				0	0
33	67	0	65000	55000	120000	33	67	0				0	0
34	68	0	65000	55000	120000	34	68	0				0	0
35	69	0	65000	55000	120000	35	69	0				0	0
36	70	0	65000	55000	120000	36	70	0				0	0
37	71	0	65000	55000	120000	37	71	0				0	0
38	72	0	65000	55000	120000	38	72	0				0	0
39	73	0	65000	55000	120000	39	73	0				0	0
40	74	0	65000	55000	120000	40	74	0				0	0
41	75	0	65000	55000	120000	41	75	0				0	0
42	76	0	65000	55000	120000	42	76	0				0	0
43	77	0	65000	55000	120000	43	77	0				0	0
44	78	0	65000	55000	120000	44	78	0				0	0
45	79	0	65000	55000	120000	45	79	0				0	0
46	80	0	65000	55000	120000	46	80	0				0	0
47	81	0	65000	55000	120000	47	81	0				0	0
48	82	0	65000	55000	120000	48	82	0				0	0
49	83	0	65000	55000	120000	49	83	0				0	0
50	84	0	65000	55000	120000	50	84	0				0	0
51	85	0	65000	55000	120000	51	85	0				0	0
52	86	0	65000	55000	120000	52	86	0				0	0
53	87	0	65000	55000	120000	53	87	0				0	0
54	88	0	65000	55000	120000	54	88	0				0	0
55	89	0	65000	55000	120000	55	89	0				0	0
56	90	0	65000	55000	120000	56	90	0				0	0
57	91	0	65000	55000	120000	57	91	0				0	0
58	92	0	65000	55000	120000	58	92	0				0	0
59	93	0	65000	55000	120000	59	93	0				0	0
60	94	0	65000	55000	120000	60	94	0				0	0
61	95	0	65000	55000	120000	61	95	0				0	0
62	96	0	65000	55000	120000	62	96	0				0	0
63	97	0	65000	55000	120000	63	97	0				0	0
64	98	0	65000	55000	120000	64	98	0				0	0
65	99	0	65000	55000	120000	65	99	0				0	0
66	100	0	65000	1055000	1120000	66	100	0				0	0
Total benefits			3965000	4135000	9.04%	Total benefits						1430000	990000